Feng Shui This | Make a Million in Real Estate

Allow me to present an ethics dilema.   There’s money out there for the taking!  Grant money!  The government is giving it away, so you’d be foolish not to take it.  After all, somebody will.  They’ll go out, apply for those grants, buy property, “employ people to fix up that property” and then sell that property to build their own wealth.

Lets say I go out and get a $20,000 grant to buy and rehab a piece of property.

That’s about the gist of the sales talk I heard the other day.  Of course, this company wanted to get a fair share of the money to be made for helping you get your business going.  It sounded great, until I started wondering about the grants.  After all, I like money, too.  I’d love to be rich and I’d love to make a few million in the property market.  There’s a lot of money to be made now.  So, lets look at it closely.

I add to the community by hiring people to work on the house, so that’s good.  I provide decent housing for the community, so that’s good.  I make money, lets don’t underestimate how good that is!  So, what’s the problem?  I don’t have to pay it back!

So, where does grant money come from?  Our goverment hasn’t been working in the black for years, so the grant money is borrowed money.   Borrowed in the name of the people of the United States of America.  And, yes…somebody is going to have to pay back that $20,000 .  Who?  The taxpayer.  My children, your children, all of us.  So, what’s the big deal?  It’s only $20,000 after all.  But, it isn’t only $20,000.  It’s millions, billions…even trillions.  As it is, they’re giving away borrowed money.

One day that money is going to come due and here’s the worse part.  All those years it’s waiting to be paid, that debt is growing.  It’s seeped into every nook and cranny of the government…one department keeps track of it, the other dispenses it, the other finds more to give away, and one (our beloved IRS) sucks it out of each and every taxpayer. 

All that government overhead does nothing but build up more debt and I want no part of it. 

Not such a good deal anymore, is it?  More like, really bad karma.

I Love Money!

Feng Shui This | Second Amendment

I’m turning this blog post over to Maj. L. Caudill USMC (Ret) because I believe our country is in a dark place right now, and it’s important to let people know what’s important about the Second Amendment.  Don’t miss his post.  It explains things perfectly. 

The Gun is Civilization, 

By Maj. L. Caudill USMC (Ret)

|

Human beings only have two ways to deal with one another: reason and
force.

If you want me to do something for you, you have a choice of either
convincing me via argument, or force me to do your bidding under
threat of force. Every human interaction falls into one of those two
categories, without exception. Reason or force, that’s it.

In a truly moral and civilized society, people exclusively interact
through persuasion. Force has no place as a valid method of social
interaction, and the only thing that removes force from the menu is
the personal firearm, as paradoxical as it may sound to some.

When I carry a gun, you cannot deal with me by force. You have to use
reason and try to persuade me, because I have a way to negate your
threat or employment of force.

The gun is the only personal weapon that puts a 100-pound woman on
equal footing with a 220-pound mugger, a 75-year old retiree on equal
footing with a 19-year old gang banger, and a single guy on equal
footing with a carload of drunk guys with baseball bats. The gun
removes the disparity in physical strength, size, or numbers between
a potential attacker and a defender.

There are plenty of people who consider the gun as the source of bad
force equations. These are the people who think that we’d be more
civilized if all guns were removed from society, because a firearm
makes it easier for a mugger to do his job. That, of course,
is only true if the mugger’s potential victims are mostly disarmed
either by choice or by legislative fiat — it has no validity when
most of a mugger’s potential marks are armed.

People who argue for the banning of arms ask for automatic rule by
the young, the strong, and the many, and that’s the exact opposite of
a civilized society. A mugger, even an armed one, can only make a
successful living in a society where the state has granted him a
force monopoly.

Then there’s the argument that the gun makes confrontations lethal
that otherwise would only result in injury. This argument is
fallacious in several ways. Without guns involved, confrontations are
won by the physically superior party inflicting overwhelming injury on
the loser.

People who think that fists, bats, sticks or stones don’t constitute
lethal force watch too much TV, where people take beatings and come
out of it with a bloody lip at worst. The fact that the gun makes
lethal force easier works solely in favor of the weaker defender, not
the stronger attacker. If both are armed, the field is level.

The gun is the only weapon that’s as lethal in the hands of an
octogenarian as it is in the hands of a weight lifter. It simply
wouldn’t work as well as a force equalizer if it wasn’t both lethal
and easily employable.

When I carry a gun, I don’t do so because I am looking for a fight,
but because I’m looking to be left alone. The gun at my side means
that I cannot be forced, only persuaded. I don’t carry it because I’m
afraid, but because it enables me to be unafraid. It doesn’t limit the
actions of those who would interact with me through reason, only the
actions of those who would do so by force. It removes force from the
equation… and that’s why carrying a gun is a civilized act.

God Bless America

God Bless America

Feng Shui This | Starbucks Treat

Here in Lexington we have a Starbucks where the management has thoughtfully planted Blackeyed Susans for those of us who use the drive-thru.  I don’t know if they realized that their flowers would be only part of the show for us.

Starbucks Bird

Starbucks Bird

If I hadn’t looked down at the beautiful flowers at the drive-thru…If the flowers hadn’t been found by this little bird… I would have simply bought my coffee and moved on down the road.  Instead, I got to watch this little guy enjoying his feast of seeds, and it made my day so much brighter.

Thank you little bird.

Feng Shui This | Ethics

 
 
 
 

Kentucky Thoroughbreds

Kentucky Thoroughbreds

Feng Shui This – Ethics

First, let me make clear that this post is about an IMAGINARY house.  No homes have been hurt in the building of this story…and no clients past or current have been represented. 

What does Feng Shui have to do with ethics?  In my Feng Shui business I come across houses with Feng Shui charts that would send me into a panic if my family had to live there.  It has nothing to do with the size or cost of the home, the unfortunate charts are non-discriminatory. 

So lets say there’s a house and the Feng Shui chart is so bad the owners cannot live there anymore.  There’s been bankruptsy, sickness, divorce and death…nasty, nasty Feng Shui.  We’ll even run over the imaginary dog and have the imaginary cat coughing up hairballs the size of pumpkins on a daily basis…in the master bedroom…on the bed.  Add a spook or two and SHAZAM…bonified disaster chart.

By now they’re figuring out there’s a crisis and drastic measures are called for, so they call the nearest Feng Shui Master…so now what?  Well, it’s not always hopeless.  Sometimes people can be taught to use the house differently, ghosts can be shooed along, demons banished…and the house becomes much, much better.

But, lets imagine this family decides they want out.  Well, they’re not stupid after all.  By now they know that they live in a house that is working against them.  And, if they’re not able to make it much, much better, they want out.

So as their Feng Shui Master, I’ve given them information that has helped convince them to leave the house.  Here’s the dilema.  As a REALTOR(R) should I also list this house?  And, if I do list it, do I tell people I did a Feng Shui consult on it and the results? 

Ok, here’s what I think.

1. Yes, I can and should list it if they ask.  After all, I can help them sell it faster by using Feng Shui.

2. Since a Feng Shui Consult is a private consultation, I do not have the right to give out the information the owners have paid for. 

3. Since I do not want to (and should not) sell a house without disclosing something I consider a problem, I should advise any prospective buyer (who is interested in the fact that I am a Feng Shui Professional) that a Feng Shui consultation would be a good investment before they buy ANY house, since each family has their own needs.  But, that consultant can’t be me.

4.  I must never, ever give so much as the impression of giving a “bad” feng shui report in order to list a house.  I have to work as hard as possible to “fix” the house for them to live in happily, if that is what they want.

When all is said and done, the house that is horrible for one family may be good for another.  Much of Feng Shui is about matching the people to the house, and using the house in the best way.  After all, a boss of 100 will be able to make good use of energy that could destroy some families.  So, it’s not up to me to advise a buyer whether to buy a house…unless that buyer is my Feng Shui client.

 

Kentucky Real Estate | Spring is in Sight!

Foal in Lexington

Is it Spring Yet?

The babies are here!  Spring can’t be far.  Lexington, KY’s horse farms are starting to sprout.  This is the most exciting time of year around here.  Every day someone new shows up, and someone takes his/her picture!  This little guy will be fat and sassy soon! 

Following the new baby

Mom's Everywhere Try to Keep Up

Check out the farms around Lexington.  You just might find something you’d fancy!

 

 

 

Kentucky Real Estate | I’m waiting til prices go down…

Your New Kentucky Home

Your New Kentucky Home

Are you waiting for the prices to drop more?  They probably will.   But, consider this, there will be more foreclosures, and this will place more homes on the market.  The more houses available, the cheaper  they will be as sellers try to entice buyers to their property.  It’s simple supply and demand economics.  When the world is covered in gold, the value of gold will be less.  When gold is rare, it’s priced higher.  

 This would seem to be a good thing for shoppers, but here’s the catch…looks like about April 1st the government will allow the interest rates to rise and we’ll see the interest rates go up substantially and quickly.

So, here’s the thing…you might get a better price on a house, but it will have to be a lot to make up what you’ll be spending on the higher interest rate.  Unless of course, you have the cash to buy what you want without worrying about the interest.  In that case, lucky you!

Kentucky Real Estate | Waiting for Spring


These days Kentucky seems a bit chilled. Even our garden girls are cold. The little pond is frozen and the koi are sleeping beneath the ice…waiting for a quick thaw.  This is when those of us who work in Real Estate rest up and prepare for the busy spring ahead.  One day soon the Bluegrass will be growing and flowers blooming.  FOR SALE signs will be popping up all over, with something for everyone.  For now though, winter has come upon us and it’s time to prepare our businesses and plan our gardens.   Spring will be here soon, with Thoroughbred colts, spring calves, and that gorgeous Kentucky Bluegrass. Rest up.

Lexington Real Estate | Buffalo Angus Llama

 We’re proud of our livestock  here in Kentucky!  Central Kentucky isn’t all about horses and horse farms.  Our beef cattle are the finest anywhere, and our dairy cattle are high producers as well.  The land, the weather, and the people of Kentucky join together to make this a great place to raise livestock.  Whether you’re a horse lover, a cattle person, or you like llamas…you’ll find them in Kentucky.  You might even come across a herd of buffalo while you’re out enjoying the scenery.Whatever your favorite animals are, you’ll see very quickly why Kentucky is such a great place!
Angus in the Bluegrass    
Buffalo in KY

Buffalo in KY

Kentucky Llama

Lexington Real Estate | Kentucky Map

 When I set out to become a Real Estate Mogul I decided that the 99 Neon with the cracked windshield and 229,000 miles would have to be replaced.  Believe it or not, I loved that little car…and I still think of it fondly.  But times change, so I went shopping.   I shopped and shopped and drove my friends crazy, borrowing my husband’s truck when I had to show a house and driving the Neon when I didn’t have to look like I knew what I was doing.
Gold Mercedes Benz

Gold Mercedes Benz

 

Look What I Crammed Into my Mercedes

Look What I Crammed Into my Mercedes

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Kentucky Real Estate | Invest in Farmland

Why should I invest my savings in farmland?

Banks are going down the proverbial toilet, Stocks can’t be counted on anymore…who knows what the government is going to do next?  What should you do with your savings before it has lost even more value?

Farmland, KY, investment

KY Farmland Investment

Invest in farmland.  It’s safe, it’s secure, and farmland is getting more scarce by the day.  If you have a good piece of farmland, it’s going to be producing an income with the crops it provides, whether you farm it or someone rents it from you.  Managed well, it’s going to produce income enough to pay its taxes, as well as give you a hefty tax deducton on anything you spend on it…including your trips out there to check fences and livestock.  And in a few years if you decide to sell it, there will always be a market.  Unlike stock, it will never be worth nothing.

If you buy a piece of land with water, either a creek or a large pond, and with a good fence, you’ll aways be able to rent it out to someone for their horses or cattle.  Put a good barn on it and your land value goes way up.  Now you have a place for the tractor.

And, you can depreciate the barn.

You’ll also have a place to go when city life makes you nuts.  Go to your own farmland, where the smell of good cow manure can bring you back to your senses.

Why should I invest my savings in farmland? Ask your accountant.  She’ll tell you.